I can only borrow trouble at high interest rates. ~ Anonymous. A Day at a Time: Daily Reflections for Recovering People (Hazelden Meditations) (Kindle Locations 559-560)

The young among us may not remember
the recent history of interest rates.
Over the past 45 years, interest rates
on the 30-year fixed-rate mortgage
have ranged from as high as 18.63% in 1981…
But mortgage rates are low compared
to short-term loans, In 2008
Ohio’s new Short-Term Lending Act caped
annual interest on short-term loans at 28 percent.
That rate would mean for every hundred borrowed
before you began to pay it back
you would have paid $28,
and if that was tough the upfront money would grow.
Not fun!! So, what does it mean to say,
“I can only borrow trouble at high interest rates?”
How do you borrow trouble?
To do something that is unnecessary
and likely to cause problems later.
It can be like your mind scampering
out in front of you into the shadows
of the unknown where your imagination
conjures up a plethora of cinematic “what ifs”?
To look at borrowing trouble
compared to payday loans,
you work yourself into putting out fires
all around the matter
that should not even be, much less
to be a problem.  So tell yourself.
“I can only borrow trouble at high interest rates.”